You certify that you have read, understand, and agree to the following important legal information and terms of use (the "Terms") by using the website and any of its pages (hereafter the "Site"). Please leave the Site immediately if you do not agree to the Terms.

The Terms are subject to change without notice at any time, and access to and use of the Site may be limited or canceled at any time. As a result, you should reread these terms each time you visit our website. Access to the website may also be governed by applicable laws.


Aspen Asset Management AG is required to process payments through one of its wholly owned subsidiaries. For more information about our payment procedures please contact

Bank name
Bank Of China (Hong Kong)

Account name
Wa On Trading Co Ltd

Account number

Swift code

Unaccepted forms of payment

Aspen Asset Management AG does not accept Banker’s Drafts or Cash Deposits. Funds received from any or all of these payment channels will be rejected and returned to the sender.

Telegraphic Transfer

Please ensure that your existing bank account has been opened under the same name as your account with Aspen Asset Management AG. You can only withdraw funds from your account to a bank account held under your name. Please include your Aspen Asset Management AG Account Number in your transfer instructions.

Remittance charges

Aspen Asset Management AG will only credit your account with funds received on your behalf. All remittance charges should be fully covered by the sender.

Request for proof of remittance

Aspen Asset Management AG are required under the Anti-Money Laundering rules and regulations to request proof of remittance from its clients. Although such request may not be made immediately upon making the bank transfer, Aspen Asset Management AG reserves the right to request for such proof at a later date.

Fund withdrawal

Please be aware that there may be a delay for funds reaching your bank account due to the processing time taken by the corresponding banks. The factors that could affect the processing time: the banks involved, the currency being used and location of your account.

No Offer, No Advice

The data, products, information, services, tools, and documents described on this Site (the "Content") are provided solely for informational purposes and do not constitute an advertisement, recommendation, or offer to buy or sell investment instruments to complete any transaction, or to enter into any legal relations.

This website's financial products are not suitable for all investors. Before making any investment decisions, investors should perform comprehensive research and seek all appropriate expert advice on all topics, including their legal status, to make such investments.

Nothing on this Site should be construed as investment, legal, accounting, or tax advice, or as a suggestion that any investment or strategy is suitable or acceptable for any particular investor's circumstances, or as a personal recommendation for any particular investor. Aspen Asset Management AG advises investors to independently examine the individual financial risks as well as the legal, regulatory, credit, tax, and accounting implications with the help of a professional advisor.

Local Legal Restrictions

The content is not intended for dissemination or use by any individual or legal organization in any jurisdiction or place where such publication, distribution, or use would be prohibited by law or provisions, or in which members of the Aspen Asset Management AG Group of Companies have a controlling interest.

No Warranty

Aspen Asset Management AG makes no warranties or claims about:

  • The content's currency, accuracy, or completeness.
  • The outcomes that any user of the Site will obtain.
  • Any third-party content accessible on or via the Site.

Except to the degree that existing laws and regulations demand it, Aspen Asset Management AG, including its directors, agents, employees, or subcontractors:

  • Disclaims any and all express or implied warranties and conditions, including without limitation warranties and conditions of quality and fitness for a particular purpose.
  • Does not guarantee that the Site, its content (including software), or any other component of the Site are free of viruses or other harmful components.

Viruses, trojan horses, worms, software bombs, and similar objects or processes, as well as other malicious components, are not present on the servers from which it is accessible or on any related website. Use the most recent browser versions to protect yourself from infections and install and update antivirus software regularly. Users should be cautious about opening e-mails from unknown senders or attachments.

Any data accessible through this Site, including but not limited to financial market statistics, quotes, notices, research, and other financial information, was gathered from carefully selected sources deemed to be credible. All such information is provided to the user "as is," without any explicit or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property, or suitability for a specific purpose.

The Site's information and opinions represent Aspen Asset Management AG as a whole, and the products and services offered may not be available to or suitable for all investors. The mere fact that a user visits the Site does not imply that they are a customer of Aspen Asset Management AG, and you should refer to paragraph 3 above for more information.

Any opinions, estimates, or projections expressed on the Site are the authors' at the time of writing. They are subject to change at any time without notice and do not necessarily reflect the views of Aspen Asset Management AG. Without prior warning, Aspen Asset Management AG and its contractual partners may stop or make modifications to the information, data, and documents, as well as the products and services provided herein. Any information marked with a date is only current as of that date, and no duty or responsibility is assumed to update or alter it.

No Liability

Aspen Asset Management AG, including its directors, agents, employees, sub-contractors, and sales partners, disclaims any and all liability for losses or damages (direct or indirect) of any kind whatsoever arising directly or indirectly as a result of (1) the content, accuracy, completeness, or otherwise; (2) any errors or omissions on the website; (3) use or access to the website; (4) any inability to access or use the website.

To the maximum extent allowed by current laws and/or regulations, Aspen Asset Management AG shall not be liable for any:

  • Loss of profits or revenue or savings or other economic loss.
  • Loss of business or goodwill.
  • Loss of or damage to data.
  • Incidental or special loss.
  • Wasted or lost management time.
  • Any indirect or consequential loss resulting from the use or access to the site, even if advised of the possibility of such loss or damage or if such loss or damage was foreseeable.
Proprietary Information

Unless otherwise stated, copyright, database rights, and other intellectual property rights protect all information on this Site, and it is the property of Aspen Asset Management AG unless otherwise stated.

You may not: (1) copy the Site in whole or in part (except for backup copies made solely for disaster recovery purposes); (2) display, reproduce, create derivative works from, transmit, sell, distribute, rent, lease, sublicense, time-share, lend, or transfer the Site in whole or in part; (3) rent, lease, sublicense, time-share, lend, or transfer the Site in whole or in part (except for backup copies made solely for disaster recovery purposes); (4) make any timesharing arrangements with the Site; (5) construct function calls or other embedded linkages to the Site from any software application; (6) remove or obscure any copyright notice of Aspen Asset Management AG or any of its third-party suppliers; (7) utilize any of Aspen Asset Management AG's or its third-party suppliers' trademarks, service marks, domain names, logos, or other identifiers or (8) reverse engineer, decompile, disassemble, or access the source code of the Site, except to the extent permitted by law.

Nothing on the Site is intended to offer you a license or right to use any image, trademark, or logo in any way. No legal entitlement to any software or material on the Site will be transferred to you as a result of downloading or otherwise copying from the Site. All intellectual property rights in all material on the Site are reserved by Aspen Asset Management AG, and such rights will be enforced to the fullest extent permitted by law.

Third-party content

Information acquired from other parties may be included in statements on this Site. Third-party content providers do not confirm the accuracy, completeness, timeliness, or accessibility of any data, including ratings or research, and are not to be held responsible for any errors or omissions (whether negligent or not) or the results obtained from the use of such content, regardless of the cause.

Third-party content providers offer no explicit or implied guarantees, including but not limited to warranties of merchantability or fitness for a certain purpose or use. Third-party content providers are not liable for any direct, indirect, incidental, exemplary, compensatory, punitive, special, or consequential damages, charges, expenses, legal fees, or losses arising from the use of their content, including ratings or research (including lost income or profits and opportunity costs). Credit and/or research ratings are expressions of opinion, not facts, and do not represent buy, hold, or sell recommendations. They do not address the market value of assets or whether they are appropriate for specific financial goals, and they should not be construed as investment advice.

Material interests

Aspen Asset Management AG, its board of directors, executive management, and employees may have or have had interests or positions in securities referred to on the Site, as well as traded or acted as market makers. Furthermore, such entities or individuals may have or have had a relationship with, provide or have supplied corporate financing or other services to, or serve or have served as directors of corporations mentioned on the Site.


The previous performance of an investment does not guarantee future results. The value of investments may fluctuate, and investors may not receive a return on their investment. Changes in foreign exchange rates can influence the value of investments to increase or decrease.


Please be aware that all of your activities on this Site may be collected and analyzed for a variety of reasons, including security, marketing, and system monitoring.

Links To Third-Party Websites

The Site contains links to third-party websites purely for your convenience as pointers to information on themes that may interest site visitors. Aspen Asset Management AG has no control over the content of such third-party websites, and Aspen Asset Management AG does not monitor such websites. You may exit this Site if you activate some links to third-party websites on this Site. There are no guarantees or warranties provided about the content of such websites, including that it is correct, accurate, complete, truthful, up-to-date, or suitable for any particular purpose. Aspen Asset Management AG also makes no representations or warranties that such website or content is free of any claims of copyright, trademark, or other infringement of third-party rights or that it is free of viruses or other dangerous components. There is no guarantee that materials on the Internet are authentic.

You use the links to third-party websites offered on this Site at your own risk and judgment. Please be aware that third-party websites are not covered by Aspen Asset Management AG's data protection policy, and Aspen Asset Management AG is not responsible for the practices they follow in terms of data collection and treatment. Before accessing a third-party website, we recommend that you read the terms of service and data privacy policies to see how it protects your personal information and privacy.

Data Processing

Please see the Aspen Asset Management AG Data Privacy Policy for more information on the types of data collected, the purposes for which it is gathered, how it is processed, to whom it may be shared, and the security measures in place to protect it.

Derivatives & Research

This Site contains derivatives information as well as research materials. After declaring your nation of origin, you will be able to obtain thorough information on these topics. You will thereafter have access to Aspen Asset Management AG derivatives and research materials that are approved for dissemination in your country. You must pay close attention to any associated legal information while requesting access to such material.

Assignment, Subcontracting & Delegation

These Terms are for the benefit of Aspen Asset Management AG its successors and assigns. Aspen Asset Management AG may assign or transfer any of its rights under these Terms. Aspen Asset Management AG may delegate or subcontract the performance of any obligation under these Terms.